For residents of Gibraltar, we are able to advise upon and offer a range of life insurance contracts including:

• Term assurance – Pays out a lump in the event of death and/or diagnosis of a critical illness within a specific term - Suitable to cover potential risks that have a defined timeframe
• Whole of life assurance - Pays out a lump in the event of death and/or diagnosis of a critical illness whenever this occurs - Suitable to cover potential risks that have no defined timeframe
• Income protection insurance – Pays out a replacement income after a deferred period (as selected by the client) when you are unable to work for an extended period due to ill health

Tax relief may be available in respect of the premiums paid to such policies for Gibraltar residents who are subject to the allowances based system of assessment.

Please contact us for further information and to obtain a personalised quotation.