Why do I need Life Insurance?
Life insurance can provide invaluable financial protection for your loved ones in the event that you die, suffer a critical illness, or are unable to work due to illness for a long period of time.
How does it benefit me and my family and how much cover do I need?
It isn’t always easy to work out exactly how much cover you need. Not only must you think about ensuring your outstanding debts would be paid off, (including your mortgage, credit cards, overdrafts, hire purchase arrangements and any other loans), but also how much cover you might need to pay for things such as childcare, school fees or higher education costs. And that’s all before you think about utility bills, rates and day-to-day living expenses.